“It was the best of times, it was the worst of times.“ This quote by Charles Dickens may seem apropos given our nation’s current financial situation. With the economic downturn in full swing many may view this as the worst of times. However, with problems comes opportunity; opportunity to provide answers and solutions for those who have problems. When times are good businesses don’t want to hear about your solutions, usually quoting the cliché “If it’s not broken, don’t fix it.“…

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